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80C Investment Planner
Enter your current investments and see how much 80C deduction you can claim, how much is left, and how much tax you'll save.
Your 80C investments
Max limit: ₹1,50,000
Tax on savings (for tax estimate)
What qualifies for 80C
- All eligible investments are capped together at ₹1.5 lakh per year.
- ELSS (tax-saving mutual funds) have the shortest lock-in (3 years) and potentially highest returns.
- PPF has a 15-year lock-in but guaranteed returns and completely tax-free maturity.
- Life insurance premiums qualify only if the sum assured is at least 10x the annual premium.
Questions
Does 80C work in the New Regime?
No. Under the New Tax Regime, most deductions including 80C are not available. You can choose the Old Regime if your 80C and other deductions make it more beneficial — the income tax calculator on this site helps you compare.
Is employer PF included in 80C?
Only the employee's share of PF contribution (not employer's) qualifies under 80C. If your employer deducts PF, that amount is already using part of your ₹1.5L limit.