10 free tools every CA student needs in 2026
CA Final and CMA exams test you on real-world financial calculations — GST, TDS, capital gains, depreciation, gratuity. These tools let you verify your answers instantly, understand the computation logic, and practice with real numbers. All free, no signup, runs in your browser.
GST Calculator — CGST, SGST, IGST
Enter any amount and select the slab — get instant CGST/SGST split for intra-state and IGST for inter-state. Essential for GST paper. Also shows reverse GST (extracting tax from inclusive price).
Income Tax Calculator — Old vs New Regime FY 2026-27
Compute tax for both regimes side by side. Updated slabs for FY 2026-27. Shows slab-wise breakdown, surcharge and cess. Useful for Direct Tax paper and practical training.
TDS Rate Finder
Look up TDS rate for any section — 194A, 194C, 194J, 194H and more. Find threshold limits and applicable rates for resident vs non-resident. Saves looking up the table repeatedly.
Capital Gains Calculator — STCG & LTCG
Calculate short-term and long-term capital gains tax on stocks, mutual funds, property and other assets. Updated for FY 2026-27 rates including the revised LTCG rate on equity.
80C Investment Planner
Plan deductions under Section 80C — EPF, PPF, ELSS, LIC, NSC, home loan principal, school fees. Tracks how much of the ₹1.5L limit is used and what's remaining.
Depreciation Calculator — SLM & WDV
Calculate depreciation under both Straight Line Method and Written Down Value method. Enter cost, salvage value, useful life — get year-wise depreciation schedule. Key for Financial Accounting paper.
Gratuity Calculator
Compute gratuity as per Payment of Gratuity Act 1972. Both covered and non-covered employees. Shows taxable and exempt portions. Common CA exam practical question.
Salary Slip Generator
Generate a professional salary slip with CTC, gross, PF, ESI, professional tax, TDS and net take-home. Download as PDF. Useful for understanding payroll structure in Direct Tax.
GST Invoice Generator
Create a compliant GST tax invoice with all mandatory fields — GSTIN, HSN/SAC code, CGST/SGST/IGST breakdown. Download as PDF. Useful for Indirect Tax practical training.
Bank Reconciliation Tool
Upload bank statement and books CSV — the tool matches entries and highlights unreconciled items. Practice tool for BRS problems in Financial Accounting.
Bonus: PDF tools for study material
- Merge PDF — combine ICAI study material chapters into one file
- Split PDF — extract specific chapters from a large PDF
- Compress image — reduce size of handwritten notes photos before sending
- Aadhaar photo resizer — for exam application photo requirements